Latest Posts & Insurance Insights
What Happens if Your Organization Had a Coverage Lapse During COVID?
When operations changed abruptly during the COVID-19 pandemic, some churches and non-profit organizations made the decision to cancel or pause their...
Commercial General Liability Incident Response Plan (Free and Downloadable)
Bitner Henry Insurance Group provides this response plan for Commercial General Liability. This sample contains: A full Incident Response Plan for...
Why Do Insurance Companies Drop NC Churches?
Summary: North Carolina churches face rising non-renewal rates as insurers drop policies deemed too risky. According to Logan Gard with Bitner Henry...
How Can Recovery Programs Avoid Vicarious Liability?
Managing a substance use disorder (SUD) treatment facility, recovery house, or other form of addiction treatment requires strict oversight of your...
What is Vicarious Professional Liability for Addiction Treatment?
Evaluating your addiction treatment organization's risk exposure requires looking closely at the intersection of clinical care and corporate...
How Does NC Church Insurance Work?
Summary: Church insurance is not a single blanket policy; it is a modular package designed to protect your entire ministry. According to Logan Gard...
What Are the 5 Levels of Addiction Treatment?
Evaluating a patient’s medical necessity against standardized levels of care is critical for maximizing clinical outcomes and securing insurance...
What Is Enough General Liability in NC? What Isn’t?
Summary: General liability protects North Carolina churches from third-party accidents, not every ministry risk. According to Logan Gard with Bitner...